Exchanges face unpredictable surges in withdrawal demand. Overfunding hot wallets is costly, but underfunding leads to user frustration, ticket volume, and churn. Mansa’s API provides instant liquidity for hot-wallet top-ups. Borrow, disburse into custody, and draw down into hot wallets within minutes. Proof of utilization ensures every dollar is reconciled. Impact: Faster queue clearance, minimal downtime, and reduced support burden.